Dealers, lenders, and insurers count on you not fighting back.

AI analyzes your vehicle's repair history (number of attempts, days out of service, type of defect) against your state's specific lemon law statute. If your car qualifies, it generates a manufacturer demand letter citing the relevant statute, repair documentation, and your legal remedies (replacement, buyback, or cash settlement).

Yes. The average auto loan refinance saves $1,800 over the life of the loan. AI monitors current rates, compares against your existing terms, calculates break-even timing, and matches you with lenders most likely to approve your application.

Common overpriced add-ons include VIN etching ($300-600, worth $25), fabric/paint protection ($500-1,500, worth $50), nitrogen tire fill ($200, free at Costco), and dealer-arranged extended warranties (3-5x markup over manufacturer warranties). AI flags these on your purchase agreement.

AI compares your current coverage and premium against quotes from multiple carriers based on your driving profile, vehicle, and location. It identifies coverage gaps, recommends optimal deductibles, and generates switch letters. Average savings: $500-800/year.